Cloud Banking Built for SACCOs & Microfinance

Marabanking is a modern cloud banking solution that helps SACCOs and microfinance institutions manage loans, savings, clients, and compliance — anytime, anywhere.

Automated Loan Management

Seamlessly manage loan applications, disbursements, interest schedules, and repayments in real time.

Member Savings & Shares

Track individual member savings, contributions, dividends, and share capital with full visibility.

Automated Financial Reports

Generate balance sheets, trial balances, income statements, and compliance-ready audit reports instantly.

Multi-Branch & User Roles

Manage branches, assign user permissions, and control access with granular security across your SACCO operations.

SMS Alerts & Communication

Send automated SMS alerts for loan due dates, transactions, balance updates, and member announcements.

Secure Cloud Hosting

Access your banking system 24/7 from anywhere with encrypted backups, role-based access, and data redundancy.

Why Marabanking?

Marabanking is a secure, cloud-native banking system that empowers SACCOs and microfinance institutions to digitize their operations. From loan automation to member management, we help financial cooperatives grow faster with less manual work.

Demo of Marabanking cloud platform

Built for Modern SACCOs

Discover the tools you need to simplify operations, engage members, and grow your institution securely in the cloud.

Intuitive Dashboard

Access real-time insights across loans, savings, and member accounts from a single, unified dashboard.

Custom Branding

Personalize your SACCO’s platform with your logo, colors, and theme to reflect your institution's identity.

Role-Based Access

Define user roles and permissions to securely manage staff access and workflow accountability.

Drag & Drop Configuration

Customize loan products, charges, or reporting layouts using a flexible drag-and-drop editor—no coding needed.

Paperless Onboarding

Enroll members digitally with KYC capture, ID verification, and document uploads right from your portal.

Cloud Storage & Backups

Securely store your data in the cloud with automated backups, encryption, and disaster recovery support.

How Marabanking Simplifies Your SACCO Operations

From loan origination to member statements, Marabanking automates your day-to-day tasks through a secure, cloud-first platform. Focus on growth while we handle the complexity.

Here’s how it works:
  • Onboard members digitally: with KYC, photos, and documents.
  • Process loans instantly: using configurable products and approval flows.
  • Track savings and shares: with live balances and interest calculations.
  • Send automated alerts: via SMS or email for transactions and schedules.
  • Generate audit-ready reports: and regulatory statements in seconds.

Get started in under 24 hours — no servers, no IT team required.

All-in-one SACCO automation platform

Core SACCO Solutions

All-in-one digital banking tools designed to power your SACCO operations.

Smart Member Management

Manage member records, shares, KYC data, and beneficiaries. View real-time eligibility and automate account updates.

Loan Management

Digitize loan applications, automate disbursements, and track repayments with support for custom schedules and interest types.

Savings & Deposits

Configure flexible savings plans like fixed deposits, voluntary savings, and lock accounts with automatic contributions.

Mobile & M-Pesa Integration

Enable deposits, withdrawals, loan payments, and balance checks via USSD, app, and M-Pesa with real-time sync.

Analytics & Compliance

Generate board-ready reports, audit trails, and compliance documentation instantly using customizable dashboards.

Automated Workflows

Reduce manual work with scheduled deductions, reminders, loan tracking, and end-of-day reconciliation tools.