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Pricing

Start small, grow without switching systems

Starter has everything a new or small SACCO needs. When you add branches, mobile channels or thousands of members, we'll tailor a plan with you.

Starter

For SACCOs and MFIs getting off spreadsheets

Founding offer · For our first 300 clients

KES 12,500 /month KES 15,000

Billed KES 150,000 a year Billed monthly

Up to 500 members · 1 branch · 5 staff users

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Includes:

  • Member records, KYC and beneficiaries
  • Loans, savings, deposits and shares
  • M-Pesa Paybill collections (C2B)
  • SMS alerts (SMS billed at cost)
  • Financial statements and standard reports
  • Self setup and Excel data import
  • Email support
Most popular

Growth

For growing SACCOs with branches and mobile members

Custom

Priced for your size and channels

Up to 5,000 members · multiple branches

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Everything in Starter, plus:

  • M-Pesa B2C loan disbursement
  • USSD and member mobile app
  • Employer check-off processing
  • Maker-checker approval workflows
  • Regulatory returns and loan classification
  • Guided migration from your current system
  • Phone and chat support

Enterprise

For large SACCOs, MFIs and groups of institutions

Custom

Priced for your size and channels

Unlimited members and branches

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Everything in Growth, plus:

  • Dedicated server and custom domain
  • REST API access for your own systems
  • Custom reports and dashboards
  • Uptime service level agreement
  • Dedicated account manager
  • On-site staff training

Prices exclude 16% VAT where it applies. Every plan starts with a free trial.

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What each plan includes

Features Starter Growth Enterprise
Scale
Hosting Shared cloud Shared cloud Dedicated server
Members Up to 500 Up to 5,000 Unlimited
Branches 1 Multiple Unlimited
Staff users 5 25 Unlimited
Core banking
Member management and KYC
Loans with guarantors
Savings, deposits and shares
Dividends and interest on deposits
Maker-checker approvals Not included
Employer check-off processing Not included
Channels
M-Pesa Paybill (C2B)
M-Pesa disbursement (B2C) Not included
SMS alerts At cost At cost At cost
USSD Not included
Member mobile app Not included
REST API Not included Not included
Reporting
Financial statements
Regulatory returns Not included
Custom reports Not included Not included
Support
Onboarding Self-serve + Excel import Guided migration Dedicated team
Support channels Email Phone and chat Account manager
Uptime SLA Not included Not included

Frequently asked questions

Not on Starter. Setup and importing your members from Excel are included. For Growth and Enterprise, migration from another system is included in your quote.
We'll move you to Growth. Your data, settings and history stay exactly as they are.
SMS alerts are billed at the provider's cost, with no markup, so you only pay for what you send.
Our first 300 clients get Starter at KES 12,500 (or $99) a month, billed yearly at KES 150,000 (or $1,188). That is two months free compared with paying monthly.
Yes. Institutions outside Kenya, or those that prefer dollars, can be billed in USD.
Starter and Growth run on our secure shared cloud, with each institution's data kept separate. Enterprise gets its own dedicated server.
We set up a trial environment with sample products so your team can explore every Starter feature before you commit.
You do. You can export your members, accounts and transactions at any time.

Not sure which plan fits?

Tell us about your members, branches and channels, and we'll recommend a plan and send a quote.

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