Loan management
Automated loan management, from appraisal to the last installment
Digitize loan applications, automate disbursements and track repayments, with support for custom schedules and interest types.
Loan queue
6 pending
| Product | Amount (KES) | Status |
|---|---|---|
| Development loan | 350,000 | Approved |
| Emergency loan | 40,000 | Disbursed |
| School fees loan | 85,000 | Appraisal |
| Asset financing | 620,000 | Guarantors |
Example loans, for illustration
What you get
Everything included in Lending
Flexible loan products
Configure flat or declining balance interest, grace periods, fees and repayment frequencies for each product.
Guarantors and collateral
Capture guarantors, hold their deposits as security and release holds automatically as the loan is repaid.
Maker-checker approvals
Route applications through appraisal, credit committee and disbursement with a full audit trail.
Arrears and PAR tracking
Track arrears ageing and portfolio at risk daily, and send reminders before installments fall due.
At a glance
Lending works with every other marabanking module, so balances, approvals and reports stay consistent.
- Flat, declining balance and custom interest methods
- Guarantors and collateral captured at application
- Disburse straight to M-Pesa
- Arrears ageing and PAR tracked daily
Frequently asked questions
Yes. Each product has its own interest method, term limits, fees, guarantor rules and accounting mapping.
Paybill payments are matched to the member and loan using the account reference and posted in real time.
See marabanking running on your own products
Book a walkthrough with our team in Nairobi, or start a free trial today.