Mobile & M-Pesa integration
Banking in your members' pockets
Let members deposit, withdraw, repay loans and check balances via USSD, app and M-Pesa, with every transaction synced in real time.
M-Pesa feed
Live
| Time | Type | KES |
|---|---|---|
| 09:14 | Loan repayment | 12,500 |
| 09:11 | Deposit | 3,000 |
| 09:06 | B2C disbursement | 40,000 |
| 08:58 | Share purchase | 1,000 |
Example transactions, for illustration
What you get
Everything included in Mobile & M-Pesa
Paybill (C2B)
Deposits, share purchases and loan repayments to your Paybill are matched to members and posted instantly.
Disbursement (B2C)
Send approved loans and withdrawals straight to the member's phone.
USSD for every phone
Members on feature phones check balances, request statements and apply for loans from a short code.
SMS alerts
Every transaction triggers an SMS confirmation, and reminders go out before installments are due.
At a glance
Mobile & M-Pesa works with every other marabanking module, so balances, approvals and reports stay consistent.
- Paybill and C2B payments matched to member accounts
- B2C loan disbursement to the member's phone
- USSD menus for feature-phone members
- SMS confirmations and reminders
Frequently asked questions
Yes. You keep your own Paybill and Daraja credentials, and we connect them to your marabanking tenant.
It lands in a suspense queue where staff can assign it to the right member, with a full trail.
See marabanking running on your own products
Book a walkthrough with our team in Nairobi, or start a free trial today.