One platform for everything your SACCO does
Seven modules that share one member record and one general ledger. Start with what you need and switch on the rest as you grow.
Member Management
Manage member records, shares, KYC data and beneficiaries in one place. See loan eligibility in real time and let account updates happen automatically.
Explore →Lending
Digitize loan applications, automate disbursements and track repayments, with support for custom schedules and interest types.
Explore →Savings & Deposits
Configure fixed deposits, voluntary savings and locked accounts, with automatic contributions and interest posting.
Explore →Shares Management
Track every member's share capital, purchases and transfers, then run dividends and interest on deposits in a single, auditable process.
Explore →Mobile & M-Pesa
Let members deposit, withdraw, repay loans and check balances via USSD, app and M-Pesa, with every transaction synced in real time.
Explore →Analytics & Compliance
Generate board-ready reports, audit trails and compliance documentation instantly using customizable dashboards.
Explore →Automated Workflows
Reduce manual work with scheduled deductions, reminders, loan tracking and end-of-day reconciliation tools.
Explore →Integrations
M-Pesa, USSD, SMS, the member app and a REST API for your own systems.
See integrations →Enterprise-grade foundations, without the enterprise price tag
Cloud hosted
No servers to buy or maintain. Your staff log in from any branch, and members transact around the clock.
Secure by design
Role-based access, maker-checker approvals and a full audit trail on every financial action.
Built on Enterprise-Grade Banking Technology
A robust, secure core banking platform designed to power financial institutions and drive financial inclusion across Africa.
See marabanking running on your own products
Book a walkthrough with our team in Nairobi, or start a free trial today.